https://www.spriglyapp.com/blog/ Plain-language guides to envelope budgeting, from the person building Sprigly. en https://www.spriglyapp.com/blog/irregular-income-budgeting/ https://www.spriglyapp.com/blog/irregular-income-budgeting/ Freelance, shift or seasonal pay? An envelope method that budgets money you already have — no income forecasts. Seven steps and a worked month. Wed, 05 Aug 2026 00:00:00 GMT https://www.spriglyapp.com/blog/sinking-funds-list/ https://www.spriglyapp.com/blog/sinking-funds-list/ 60 sinking fund ideas by category — car, home, health, family, seasonal — plus how to work out what to set aside each month. Wed, 29 Jul 2026 00:00:00 GMT https://www.spriglyapp.com/blog/zero-based-budgeting/ https://www.spriglyapp.com/blog/zero-based-budgeting/ Zero-based budgeting in plain English: give every euro a job, see a worked example, and compare it with the 50/30/20 rule. Thu, 23 Jul 2026 00:00:00 GMT https://www.spriglyapp.com/blog/envelope-budgeting-for-beginners/ https://www.spriglyapp.com/blog/envelope-budgeting-for-beginners/ Envelope budgeting explained without the jargon: what it is, how to set up your first envelopes in 10 minutes, and the three mistakes that make beginners quit. Wed, 15 Jul 2026 00:00:00 GMT https://www.spriglyapp.com/blog/envelope-budgeting-apps-compared/ https://www.spriglyapp.com/blog/envelope-budgeting-apps-compared/ Real prices and real tradeoffs for YNAB, Actual Budget, Goodbudget, EveryDollar, and Sprigly — including the recommendations that point away from my own app. Wed, 08 Jul 2026 00:00:00 GMT https://www.spriglyapp.com/blog/sinking-funds-envelope-trick/ https://www.spriglyapp.com/blog/sinking-funds-envelope-trick/ Sinking funds turn "surprise" bills like car repairs and insurance into small, planned monthly amounts. Here's how they work, with envelope budgeting examples. Wed, 01 Jul 2026 00:00:00 GMT https://www.spriglyapp.com/blog/budgeting-app-bank-password/ https://www.spriglyapp.com/blog/budgeting-app-bank-password/ Why budgeting apps ask for your bank login, what that quietly costs in privacy, and the local-first alternative that keeps your budget on your phone. Wed, 24 Jun 2026 00:00:00 GMT https://www.spriglyapp.com/blog/how-to-cash-stuff-digitally/ https://www.spriglyapp.com/blog/how-to-cash-stuff-digitally/ Love cash stuffing but tired of keeping cash in a drawer? Here's how to keep the envelope ritual digitally — calm, private, and able to pay rent online. Thu, 18 Jun 2026 00:00:00 GMT https://www.spriglyapp.com/blog/why-envelope-budgeting-works/ https://www.spriglyapp.com/blog/why-envelope-budgeting-works/ Assigning every dollar a job before you spend it turns budgeting from guesswork into a plan you can actually keep. Wed, 03 Jun 2026 00:00:00 GMT