No bank login. Ever.
Sprigly never asks for bank credentials and uses no aggregator. You enter what you spend — which is also what makes you notice it.
Why that matters →Why I’m building it
Most budgeting apps start by asking for the password to your bank. I was never comfortable with that, and I don’t think you should have to be. The alternative is older than any app: decide where your money goes before you spend it, keep each purpose in its own envelope, and look at what’s left.
Sprigly is that method, built for a phone and kept deliberately calm. Entering a transaction takes seconds. Nothing shames you for going over. Nothing tries to sell you a credit card. When you go over in one envelope, you move money from another — the same thing you’d do with cash.