The method

Budgeting with envelopes

An envelope per purpose

Groceries, rent, that trip in spring. Each goal gets its own envelope, so money never blurs together.

Assign before you spend

On payday, hand every dollar a job. When income hits zero-left-to-budget, your whole month is planned.

Move money freely

Plans shift. Pull from one envelope to cover another in a tap — your budget stays honest, never rigid.

Day to day

Clarity while you live

Live balances

Every envelope shows exactly what’s left, updated as you spend. Tabular numerals — clean, steady, easy to read at a glance.

Gentle over-budget flags

Spend past an envelope and Sprigly shows it calmly in terracotta. No shame, just a clear signal to rebalance.

A fresh start each month

Roll balances forward or reset. Begin every month from what’s real, not last month’s wishful thinking.

Goals & insight

See where it’s going

Savings goals

Set a target and a date; Sprigly works out what to put aside each month. How goals work →

Reconcile in a tap

Enter the balance from your statement and Sprigly shows what doesn’t line up. No bank connection needed. How reconciling works →

Reports that stay readable

Where the month actually went, by envelope — plain numbers, no dashboards to decode. See reports →

Private by design

Your money map stays yours

No bank login, ever

Sprigly never asks for bank credentials and uses no aggregator. You enter transactions yourself.

Your budget lives on your phone

It is never sent to us — there is no account in the beta and no server holding your budget. Beta privacy policy →

Your own backups

Export your data whenever you like and import it on a new phone. Export and import →

In your pocket

Made for your phone

Built for mobile

Add a transaction in seconds with a fast, tactile numpad. Budgeting that fits in the checkout line.

Seven currencies

Budget in USD, EUR, GBP, JPY, CAD, AUD or CHF — formatted the way you expect.

Calm and quiet

No ads, no noise, no dark patterns. A quiet field journal for your money.

Try it free on Android.

The open beta is free, with no account and no sign-up. iPhone is next.

Get it on Google Play