Moving money
Plans change. When they do, you move money in a tap. Sprigly handles two kinds of moves, and keeps them separate from your spending so your numbers stay honest.
Between envelopes
This is rebudgeting — reassigning money you’ve already funded from one envelope to another. If Groceries ran short this month, pull a little from Dining Out to cover it. Pick the envelope to take from, the envelope to give to, and the amount. Your total budget doesn’t change; you’ve just rearranged where it sits.
A budget that bends like this is the kind you can actually keep. Sprigly keeps a short history of recent transfers, so you can see what you moved, between which envelopes, and when.
Between accounts
This is moving real money between the places it lives — say, from your wallet into checking. Record it as an account transfer: the account it leaves, the account it lands in, the amount, and an optional note. Both balances update, and because Sprigly knows it’s a transfer, it’s never counted as money spent.
Setting money aside in savings
Moving money to or from a savings account is how you set money aside and pull it back later. Because a savings account sits outside your budget, these transfers also touch your Available pot:
- Into savings — the money leaves your budget, so it comes out of Available.
- Out of savings — the money rejoins your budget, landing back in Available, ready to assign.
So a savings transfer does two honest things at once: it moves the cash, and it keeps your budget’s unassigned total accurate.
Which one do I want?
- Changing what your money is for? Move it between envelopes.
- Changing where your money sits? Move it between accounts.
- Setting money aside for later? Move it into a savings account.
Each kind of move is quick, and each keeps your budget honest rather than rigid.